Necessity of Hiring An Injury Lawyer In Kelowna Before Negotiating With An Insurance Adjuster

The Insurance Corporation of British Columbia (ICBC) was established in 1973 to provide universal automobile insurance to all licensed drivers in British Columbia. At first, it was a non-profit insurance company and was created to provide affordable auto insurance to the public. However, it stopped being a non-profit insurance company despite being a crown corporation since March 2010 and has become a for-profit public auto insurance company.Therefore, you are mistaken if you believe that ICBC will work for the benefit of a claimant instead of considering how to profit from each transaction. Therefore, it is prudent to have the guidance of a personal injury lawyer in Kelowna before negotiating with an insurance adjuster. A lawyer can also protect you from the following deceptions of insurance adjusters.

Threat of 24-Hour Deadline

It is a common trick that is used by many ICBC insurance adjusters. Many claimants are given a 24-hour deadline by the insurance adjusters to accept an offer. An adjuster may claim that the offered money for settlement is likely to be reduced if a claimant does not accept an offer within 24 hours.In this scenario, a claimant may feel pressured to accept the primary offer in fear of receiving less.You may end up receiving moderate amount of compensation due to this reason. Hence, it is essential to consult with an injury lawyer in Kelowna before negotiating with an adjuster. An adjuster will be reluctant to give a 24-hour deadline if a lawsuit is being handled by an expert lawyer and is more than likely to offer fair compensation.

Lowball Settlement Offer

This is another common tactic that is practiced by the adjusters of insurance companies around the world. A lowball offer is an unrealistic offer and all ICBC lawyers in Kelowna warn the claimants regarding this trick. An adjuster may primarily offer an extremely low amount to start the negotiation. In this scenario, it is unlikely for a claimant to recover a fair amount of compensation despite negotiating the primary offer for settlement with an adjuster.

For example, your claim may be worth $40,000 and an ICBC adjuster may offer only $7000 to start the negotiation. An adjuster knows that a client will be reluctant to accept the primary offer and may end up paying $20,000 at the end of negotiation. Therefore, you may receive more than the primarily offered amount; however, it is less than the fair amount of compensation.Retaining the service of a car accident lawyer in Kelowna is prudent due to this reason.

Making False Claims

It is also common for the insurance adjusters to make false claims regarding a claimant’s injuries. An adjuster may try to lessen the severity of your pain and suffering along with other losses. An adjuster may even claim that your losses are unrelated to the accident.However, it is unlikely for an adjuster to make a false claim regarding your losses in the presence of an accident lawyer in Kelowna. Visit Here: Barapp Law Firm BC