Contact Personal Injury Lawyer In Victoria After Car Accident

Filing claims with the Insurance Corporation in British Columbia (ICBC) might prove to be a challenging experience according to a personal injury lawyer in Victoria. They want you to report the accident in a detailed manner, and make statements to a claim adjuster. You have to file documents regarding the collision, in a particular timeframe, with the ICBC assessing a potential settlement. After the accidents, the victims have to speak with an injury lawyer in Victoria. The statements you make might give the needed tools to the insurance company and they can use this against you. This often leads to claim denying that proves to be mentally and financially devastating for the victims.

The claims adjuster does not represent you and they work to settle claims cost effectively to benefit insurers optimally. The goal of the adjuster is to make the lowest possible payments and resolve the claim. With claim against insurance policy of another person, ICBC is under contractual obligation to defend that person. This means that besides the no-fault benefits the insurance company works for negligent motorist. It is a common tactic of the insurer to ask you to answer questions, meet them, or give you statements to sign. Say no to this and contact accident lawyer in Victoria first.

The law does not force you to give any signed statements but it is necessary to report collisions, complete, sign claim form. Insurance company can deny the claims if you submit incomplete forms and discontinue the benefits without giving you notice. Their focus is to move claim along instead of waiting for your full recovery. The rule of the thumb is that, never sign any documents after the accident in the absence of an experienced car accident lawyer in Victoria. It is the job of ICBC to determine the fault degree of parties involved in the accident and for this, they use specific criteria with consideration of multiple factors. Adjusters take statements, go through the police report, visit accident scene, and review the witness accounts.

If you make an apology at the scene of the accident, the law bars its use against you but any other statements that you make can weaken your case. The opposition is sure to use this and find fault with your claims. For example, you might have given a statement recorded by the police officer that goes contrary to your claims then the insurance company is sure to use this against you. According to ICBC lawyers in Victoria, the determination of fault by the insurance company often has significant financial and legal fallout in case you do not take the advice of lawyers. If ICBC believes that you have 40% fault for car collision they are going to give you just 60% of damage amounts. Besides this, the vehicle premium increase when you have 26% fault or more. To read more Click Here